Ron Sloy, CFP of Sloy, Dahl & Holst, Inc. located in Portland, Oregon gives a current analysis of market conditions. Stability in the financial markets returned in November. In October I mentioned that the market had reached its bottom and it was a great time invest. Since then, the Dow has gained around 2,500 points. We believe the markets will continue to raise in December and expect a Santa Claus rally which is the result of people buying stocks in anticipation of the rise in stock prices during the month of January refered to as the January effect.